Which Province Has the Lowest Taxes? Take-Home Pay Compared (2026)

2026 ranking · Canada: 13 provinces & territories compared

Federal tax is the same everywhere in Canada, so the difference in your paycheque comes from provincial tax (and, in Quebec, QPP and QPIP). On a $100,000 salary the gap between the best and worst province is $7,787 a year in 2026.

Ranking by take-home pay

Province / territory $50,000 $75,000 $100,000 $150,000
Nunavut $41,363 $58,819 $76,654 $110,408
British Columbia $40,574 $57,711 $75,373 $107,377
Northwest Territories $40,768 $57,763 $75,204 $107,361
Yukon $40,611 $57,655 $74,998 $107,893
Alberta $40,541 $57,362 $74,459 $107,458
Ontario $40,145 $56,926 $74,206 $104,320
Saskatchewan $39,699 $55,806 $72,288 $104,037
Manitoba $39,086 $55,035 $71,456 $100,863
New Brunswick $39,354 $55,102 $71,215 $101,330
Newfoundland and Labrador $39,086 $54,571 $70,437 $100,537
Prince Edward Island $38,829 $54,316 $69,789 $98,973
Quebec $38,621 $53,689 $69,310 $97,477
Nova Scotia $38,260 $53,423 $68,867 $98,117
Ranked by 2026 take-home pay at $100,000. Includes CPP/QPP, EI and QPIP.

Why the provinces differ

  • Basic personal amounts vary from $11,188 (Newfoundland and Labrador) to $22,769 (Alberta). A higher amount means more tax-free income.
  • Bracket rates. Nunavut starts at 4% and BC at 5.6%, while Manitoba starts at 10.8% and Saskatchewan at 10.5%.
  • Extras. Ontario adds a surtax and the Health Premium. BC gives low earners a tax reduction.
  • Quebec has its own tax system, and federal tax is cut by a 16.5% abatement to compensate.

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Your details

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Take-home pay per year$60,303
Gross salary$80,000
Federal income tax$9,243
Ontario income tax$4,135
Ontario Health Premium$750
CPP contributions$4,230
CPP2 contributions$216
EI premiums$1,123
Take-home pay$60,303
Total tax & contributions$19,697
Effective tax rate24.6%
Marginal tax rate32.5%
  • On a $80,000 salary in Ontario you take home $60,303 a year, or $5,025 a month.
  • You pay 24.6% of your income in tax and contributions overall, and 32.5% on each extra $1 you earn.

Frequently asked questions

Which province has the lowest income tax?

At $100,000, Nunavut leaves the most take-home pay ($76,654) in 2026.

Which province has the highest income tax?

Nova Scotia at $100,000, where take-home is $68,867.

Does my province depend on where I work?

No. It depends on the province you live in on December 31 of the tax year.

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