Etsy Fee Calculator (2026)
Calculate payment and marketplace fees for Stripe, PayPal, Etsy, eBay and Shopify Payments in the US, UK, Canada and Australia, or work backwards to find the price that leaves you with an exact amount.
Updated for the 2026 tax year · Rates checked 14 October 2026
| Sale price | $100.00 |
|---|---|
| Listing fee | $0.20 |
| Transaction fee (6.5%) | $6.50 |
| Payment processing (3% + $0.25) | $3.25 |
| Total fees | $9.95 |
| You receive | $90.05 |
| Effective fee rate | 9.95% |
- Etsy keeps $9.95 (9.95%) of a $100.00 payment.
- 6.5% transaction fee + payment processing + US$0.20 listing fee (+ regulatory operating fee in UK/CA).
- On the same sale: Stripe $3.20, Shopify Payments $3.20, PayPal $3.98, eBay $14.00.
Your result, explained
Fees take $9.95 of this payment, an effective rate of 9.95%, leaving you $90.05.
Fixed per-transaction fees hurt small sales most, so bundling items or setting a minimum order helps. Build fees into your prices rather than surcharging customers, and compare platforms on your typical sale size, not just the headline percentage.
How payment fees work
Most processors charge a percentage of the payment plus a fixed fee per transaction, for example 2.9% + 30¢. The fixed part hurts small sales most: on a $5 sale, 30¢ alone is 6%. Marketplaces like Etsy and eBay add their own selling fees on top of payment processing.
Charging so you receive an exact amount
To receive amount X after a fee of p% + f, charge (X + f) ÷ (1 − p). Choose “Find what to charge” above and we solve it for every platform, including tiered eBay fees.
What is not included
Rates shown are each platform’s standard published domestic rates. International cards, currency conversion, chargebacks, optional ads (Etsy Offsite Ads, eBay Promoted Listings) and negotiated discounts are extra or different.
Frequently asked questions
Which is cheapest: Stripe or PayPal?
For standard domestic card payments Stripe is usually cheaper than PayPal Checkout, especially in the UK and Australia. Compare the exact amounts for your typical sale above.
Are fees charged on shipping and tax?
Usually yes. Etsy and eBay charge their percentage on the total the buyer pays, including shipping, and processors charge on the full payment.
Can I pass fees on to customers?
Card surcharging rules vary. It is banned on consumer card payments in the UK and restricted in parts of the US and Australia. Building the fee into your price is always allowed.