Which States Let You Keep the Most of Your Paycheck? (2026 Ranking)

2026 ranking · United States: $6,370 more take-home on $100k in Texas vs California

Moving states is one of the few legal ways to give yourself an instant raise. On a $100,000 salary, the same job pays $79,180 after tax in the best states and $71,303 in Oregon, a gap of $7,877 a year. Here is the full 2026 ranking.

The nine states with no tax on wages

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming don’t tax wage income. Washington (paid family leave and WA Cares) charges employees small payroll premiums, so it trails the others slightly. Remember that “no income tax” states often make up the revenue elsewhere. Texas and New Hampshire, for example, have above-average property taxes. Our mortgage calculator includes each state’s average property tax rate.

Full ranking: take-home pay by state

Rank State $50,000 $100,000 $200,000
1 Alaska $42,355 $79,180 $148,927
2 Florida $42,355 $79,180 $148,927
3 Nevada $42,355 $79,180 $148,927
4 New Hampshire $42,355 $79,180 $148,927
5 South Dakota $42,355 $79,180 $148,927
6 Tennessee $42,355 $79,180 $148,927
7 Texas $42,355 $79,180 $148,927
8 Wyoming $42,355 $79,180 $148,927
9 North Dakota $42,355 $78,489 $146,286
10 Washington $41,661 $77,793 $146,278
11 Ohio $41,756 $77,199 $144,196
12 Arizona $41,314 $76,889 $144,136
13 Louisiana $41,241 $76,566 $143,313
14 Indiana $40,910 $76,260 $143,057
15 Pennsylvania $40,820 $76,110 $142,787
16 Iowa $41,107 $76,032 $141,979
17 Mississippi $41,087 $75,912 $141,659
18 Kentucky $40,723 $75,798 $142,045
19 North Carolina $40,869 $75,699 $141,456
20 New Mexico $41,171 $75,611 $140,458
21 Missouri $40,987 $75,510 $140,464
22 Nebraska $40,960 $75,510 $140,707
23 Arkansas $40,618 $75,493 $141,340
24 West Virginia $40,834 $75,295 $140,222
25 Oklahoma $40,651 $75,226 $140,473
26 Michigan $40,481 $75,181 $140,678
27 Alabama $40,286 $75,079 $141,004
28 Colorado $40,643 $75,048 $140,024
29 Vermont $41,114 $75,040 $137,514
30 Idaho $40,813 $74,988 $139,435
31 Rhode Island $40,547 $74,932 $139,929
32 Montana $40,762 $74,891 $138,988
33 Wisconsin $40,778 $74,752 $138,968
34 Utah $40,658 $74,680 $139,927
35 Georgia $40,383 $74,613 $139,170
36 New Jersey $40,930 $74,580 $137,658
37 Kansas $40,365 $74,400 $138,567
38 Illinois $40,025 $74,375 $139,172
39 South Carolina $40,512 $74,337 $138,084
40 Virginia $40,294 $74,244 $138,241
41 Massachusetts $39,845 $73,940 $138,298
42 Delaware $40,257 $73,921 $137,068
43 New York $40,005 $73,877 $137,156
44 Connecticut $40,105 $73,705 $136,755
45 District of Columbia $40,521 $73,649 $134,896
46 Minnesota $40,258 $73,463 $135,246
47 Maine $39,912 $73,026 $134,603
48 California $40,656 $72,810 $131,957
49 Hawaii $39,821 $72,720 $134,591
50 Maryland $38,953 $71,803 $132,808
51 Oregon $38,794 $71,303 $129,865
Single filer, 2026, standard deduction, including state payroll programs such as CA SDI and NY PFL. Ranked by $100,000 take-home.

What drives the differences

  • Top marginal rates. California (up to 13.3%), New York and New Jersey take the most from high earners.
  • Flat taxes. States such as Illinois (4.95%), Pennsylvania (3.07%), Arizona (2.5%) and North Carolina (3.99%) tax everyone at one rate, which is cheap for high earners and less so for low earners.
  • Payroll programs. California’s 1.3% SDI has no wage cap, so it costs $1,300 on $100,000.
  • Local taxes. Maryland counties, New York City and many cities in Ohio and Pennsylvania add local income tax on top of the state figures.

Check your own situation

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Your details

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Take-home pay per year$57,830
Gross salary$75,000
Federal income tax$7,670
Social Security$4,650
Medicare$1,088
California income tax$2,788
CA SDI$975
Take-home pay$57,830
Total tax & contributions$17,170
Effective tax rate22.9%
Marginal tax rate39.0%
  • On a $75,000 salary in California you take home $57,830 a year, or $4,819 a month.
  • You pay 22.9% of your income in tax and contributions overall, and 39.0% on each extra $1 you earn.

Frequently asked questions

Which state has the lowest taxes on salary?

The nine states with no wage income tax tie for first place: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Wyoming and (after small payroll premiums) Washington.

Which state takes the most tax from a $100k salary?

Oregon, where a single filer keeps $71,303 in 2026.

If I work remotely, which state taxes me?

Generally the state you live and work in. A few states, including New York, may tax remote workers of an in-state employer under a “convenience of the employer” rule.

Do I pay state tax where my company is based?

Usually not, unless you also physically work there. Some neighbouring states have reciprocity agreements that let you pay only your home state.

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