Money guides
Clear, up-to-date guides to take-home pay, tax, freelancing, mortgages and saving. Every guide has a live calculator you can change.
CanadaSelf-Employed in Canada: Taxes, CPP and Instalments (2026 Guide)A complete 2026 guide for Canadian freelancers, contractors and sole proprietors: business income, both halves of CPP, deductions, GST/HST, quarterly instalments, deadlines…
UKStarting a Haulage Business: How New Operators Get Their First Truck on FinanceA practical plan for owner-drivers starting a UK haulage business: the O-licence, financial standing, the start-up costs nobody mentions, what lenders want…
AustraliaPayday Super Explained: What Changed on 1 July 2026 and How to Check Your EmployerSuper used to be paid quarterly, which meant months could pass before anyone noticed it was missing. Since 1 July 2026 it…
CanadaCanadian Income Tax 2026: The Complete Guide for EmployeesHow Canadian income tax works in 2026: federal and provincial brackets, basic personal amounts, CPP, CPP2 and EI, credits vs deductions, RRSPs…
UKHow to Get HGV Truck Finance in the UK: Requirements and Every Document You Need (2026)Everything UK lenders check before financing a lorry or tractor unit: your licence category and Driver CPC, the O-licence and financial standing,…
UKSelf-Employed Tax in the UK 2026/27: The Complete Sole Trader GuideHow sole traders and freelancers are taxed in the UK for 2026/27: profits, allowable expenses, Income Tax, Class 4 NI, the trading…
USSemi Truck Lease vs Loan: Which Is Better for an Owner-Operator?Should you lease or finance your semi truck? We compare a loan, a TRAC lease and a carrier lease-purchase on the same…
UKUK Income Tax and National Insurance 2026/27: The Complete GuideHow UK tax on your salary works in 2026/27: the Personal Allowance, tax bands in England, Wales, NI and Scotland, National Insurance,…
USSemi Truck Financing With Bad Credit: What Works and What It CostsBad credit doesn’t rule out a semi truck loan, but it changes the deal. Here’s what lenders look for instead of your…
USFreelancer & 1099 Taxes in 2026: The Complete Guide (With Calculator)How freelancers, contractors and gig workers are taxed in the US in 2026: the 15.3% self-employment tax, the 20% QBI deduction, quarterly…
USHow to Get a Semi Truck Loan: Requirements and Every Document You Need (2026)Everything US lenders check before financing a semi truck: CDL and experience, USDOT and MC authority, credit score, down payment, and a…
USHow US Paycheck Taxes Work in 2026: The Complete GuideEverything taken out of a US paycheck in 2026, explained in plain English: federal brackets, the standard deduction, Social Security, Medicare, state…